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Hi! I'm Ja'lyn...
Your Mortgage Consultant!

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

Ja'lyn Kellerman

Mortgage Consultant

NMLS: 253195

816-516-4491
Address: 100 Cedar Tree Square, Belton, MO, 64012
Awards received
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Buying a home is a big deal and it helps to have an experienced Mortgage Consultant to help navigate the process!  With over 15 years in the mortgage industry, Ja’lyn Kellerman (NMLSR# 25319) is passionate about helping people navigate the home loan process and wants to assist making your dreams of homeownership a reality!  Ja’lyn works closely with her clients to assist with making the home loan experience a positive one while ensuring that you receive the information you need to select the best option to meet your needs!  Ja’lyn prides herself on making the home loan process as easy as possible and she hopes to become your mortgage consultant for life! Whether you are buying a new home or refinancing an existing one, Ja’lyn is knowledgeable with adjustable-rate or fixed rate mortgages, VA, FHA, and USDA loans.

Ja’lyn is a native of the Kansas City area and a graduate of The University of Missouri Kansas City.  She resides in Lee’s Summit, MO with her husband and 2 sons and in her spare time enjoys concerts, sporting events, traveling, and spending time with friends and family.

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Refinance a Home
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Home financing tailored to meet your needs

We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

  • 01
    Fixed & adjustable rate mortgages
  • 02
    Federal Housing administration loans (FHA)
  • 03
    Veterans affairs loans (VA)
  • 04
    Renovation financing
  • 05
    Jumbo loans

Where can we help you thrive?

Are you looking to buy your first home? Need help managing your mortgage payment?

Trying to figure out how to afford that renovation? Whatever you situation is, we've got the answers.

Select a module

First time homebuyer

First time homebuyer

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Mortgage management

Mortgage management

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Refinancing

Refinancing

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Self-employed

Self-employed

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Veteran

Veteran

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Equity management

Equity management

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Financial planner

Financial planner

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Estate planning attorney

Estate planning attorney

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Realtor

Realtor

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Divorce attorney

Divorce attorney

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Know Your Monthly Mortgage Payment

Mortgage Amount, $
Total Cost Of Mortgage, $
Monthly payment:
P&I
Insurance
Taxes
PMI
HOA

What my clients say...

MW

Michala Wood

4.8

Blue Springs, MO

Sep 21, 2023

Easy to communicate with and fast responses.

TM

Todd Mclellan

5.0

Blue Springs, MO

Sep 20, 2023

Ja'lyn was super helpful and very responsive to any questions we had. With this being our first home buying experience, she was very helpful in explaining the process and walking us through what's next.

CD

Christopher Driver

5.0

Cameron, MO

Sep 19, 2023

Jalyn was a pleasure to work with and had the answers and was able to explain to where we could understand the process more clearly with professionalism

FD

Frances Driver

5.0

Cameron, MO

Sep 19, 2023

Very friendly out going helpful and great keeping us up to date during the whole process

KG

Kevin Gutridge

5.0

Odessa, MO

Sep 15, 2023

It was a great experience, there was never an issue when it came to communication. Very customer oriented. Thank you so much Jalyn !

CH

Chelsie Honeycutt

5.0

Kingsville, MO

Sep 11, 2023

Jalyn was great! We couldn't have asked for anyone beget to help us with our hike buying process!

RH

Ryan Honeycutt

5.0

Kingsville, MO

Sep 3, 2023

Jalyn helped us in so many ways. As First time home buyers, we had a lot of questions and she always answered them! She always gave is her best advice on what to do and all the things we needed to do to be successful in our home buying process! We really could not have asked for a better person to have for a mortgage consultant! I will definitely be telling anyone that I know who is looking to buy a house to go to Jalyn!

AP

Ashley Powers

5.0

Kansas City, KS

Aug 18, 2023

Ja’lyn was very attentive and understanding of everything throughout the whole process.

CW

Cristin Walters

5.0

Blue Springs, MO

Aug 17, 2023

Jal'yn was incredible! Professional, dedicated and genuinely concerned about the buyer and their goals. She was invested with us and that made all the difference. Can't wait to work with her again!

KR

Katherine Rustici

5.0

Blue Springs, MO

Aug 17, 2023

Jalyn was so flexible, knowledgeable, and accessible!! We appreciated her personable approach as she walked us through the process.

HJ

Harris Jill

5.0

Aug 10, 2023

I reached out to Ja’Lyn earlier this year (2023) to see about purchasing my very first home. I knew I didn’t have perfect credit and was prepared to hear negative feedback, surprisingly I was wrong. First of all Ja’Lyn took the time to run my credit, review it, and literally explain to me step by step what I needed to do to improve my score and why. She never once made me feel like she was judging me and she was always willing to answer every single question I had (and I had A LOT!) Long story short, I closed on my first home in mid May on 2023 and through all the bumps and curve balls I faced getting to this point, Ja’Lyn kept me from ‘losing my mind,’ and man I was very close at times 🤣. I’m so very grateful to have had Ja’Lyn on my side and would absolutely recommend her to anyone looking to buy a home.

JH

Jose Hernandez-Butron

5.0

Grandview, MO

Aug 5, 2023

The service provided by the whole team was outstanding!

JP

Jeremy Pile

4.7

Grandview, MO

Aug 3, 2023

Friendly people

CB

Chelsea Bauer

5.0

Raymore, MO

Aug 1, 2023

Everyone was very helpful, polite, and knowledgeable! They made my first time home buying process the best, and least stressful as possible!

TP

Thomas Powers

5.0

Kansas City, KS

Aug 1, 2023

From Bailey’s expertise and guidance to Ja’lyn’s help with my VA loan, this has to have been the easiest and painless home purchase in history. Neither I or my wife felt like “just another contract”, we felt the compassion and desire to find us the right house that for our family.

BP

Bailey Putzier

5.0

Kansas City, KS

Jul 31, 2023

Ja'lyn was amazing! She was always available to answer questions and explain the lending process to my 1st time buyers! Ja'lyn was communicative with me and the buyers with each step and I couldn't be happier! Thank you

JS

John Siebenaller

5.0

Kansas City, MO

Jul 28, 2023

Fantastic people to work with, ja'Lyn is awesome

President and CEO - Justin Messer

Justin Messer

President and CEO

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

4.96 of 5.00

Our average client rating. YTD 12/2021 on experience.com

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What is your home worth?

Check current market values for your home and view buyer demand.

I'm here to answer all
your mortgage questions

  • Do I need to save for a 20% down payment?

    No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

  • Are Pre-Qualification and Pre-Approval the same thing?

    No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

  • What's the difference between an adjustable and a fixed rate mortgage?

    A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

  • What is Private Mortgage Insurance (PMI)?

    Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

  • Can I access my home equity before I finish paying off my loan?

    Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

  • What do I do if I can't afford my mortgage payment anymore?

    The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

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Take a look
inside our world

Looking at how we do business at Prosperity Home Loans Mortgage is as simple as a conversation. Are you ready to step inside?

Ja'lyn Kellerman

Ja'lyn Kellerman

Mortgage Consultant

NMLS: 253195

Learn More